JOHN NUNES FINANCIAL & INSURANCE SERVICES
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Mortgage Protection
Protecting Your Biggest Single Investment
Keeping Your Home Covered From The Unexpected
Protect Your Home With Mortgage Protection Insurance (MPI)
At John Nunes Financial & Insurance Services, we are committed to helping our clients safeguard their financial future. One of the key solutions we offer is Mortgage Protection Insurance (MPI)—a specialized coverage designed to protect your most valuable asset: your home.
Why Mortgage Protection Insurance?
Unexpected events such as illness, disability, or loss of life can create financial hardship, making it difficult for your family to keep up with mortgage payments. With MPI, you can ensure that your home remains secure, no matter what life brings.
Key Benefits of MPI
✔ No Medical Exam Required – Obtain coverage regardless of preexisting conditions.
✔ Full Mortgage Protection – Provides a death benefit that covers the full amount of your home loan.
✔ Monthly Disability Coverage – Ensures your mortgage payments are covered if you become unable to work due to illness or injury.
✔ Financial Security for Your Family – Protect your loved ones from the risk of foreclosure during challenging times.
✔ Customized Plans – Tailored coverage options to fit your unique needs and budget.
How Does Mortgage Protection Help?
Your Mortgage Protection Insurance can be used in a variety of ways. It can be paid out in one lump sum to pay off your home mortgage entirely, or you can choose to have the plan paid out in monthly installments, as mortgage payment protection insurance, should you become unable to work. You can also add your children to the plan so they can convert the insurance to their own coverage when they leave the nest.
Mortgage Protection Insurance is a risk free investment. Your premiums will be returned if you do not use the coverage, and we guarantee your premiums, so they will not increase as you age. Contact us so you and your family can relax knowing that your home is covered.
Do I Already Have Mortgage Protection On my Loan?
Most of the time, what you have is PMI (private mortgage insurance) already added in when you take out your loan. Homeowners are required to have this insurance if the balance of their loan is more than 80% of the original property value.
However, this mortgage insurance does not protect you, but protects your lender if you quit making your mortgage payments. Many homeowners believe they have protection because of this insurance and leave themselves open to tragic circumstances should something happen to their family or loved ones.
Why Should I Get Mortgage Protection Insurance Instead of Using The Life Insurance I Already Have?
Life insurance is meant to provide for living expenses for a long period of time should a provider pass away. Without Mortgage Protection Insurance, you would have to pay off your biggest debt using a large sum of your life insurance, drastically reducing the amount for your future living expenses. Contact us today to customize your mortgage protection plan.
Personalized Guidance From Trusted Experts
Our team of mortgage protection specialists will work with you to develop a strategy that aligns with your financial goals. Whether you are purchasing a new home or seeking additional protection for your existing mortgage, we are here to guide you every step of the way.
Secure Your Home Today
Your home is more than just an investment—it’s where your family builds a future. Don’t leave it unprotected. Contact John Nunes Financial & Insurance Services today for a free consultation and discover how Mortgage Protection Insurance can provide the peace of mind you deserve.
📞 Call us now to learn more at (800) 900-3150
Learn More About Protecting Your Home
(800) 900-3150 |
